Financial Wellness Tips

Tip #1
Reduce late fees
Having access to your pay throughout the month will help you plan your spending better and pay bills when they are due. You won’t need to rely on your existing payroll cycle, and you won’t need to pay late fees.

Tip #2
Cover those unexpected costs
As we all know, life can throw costs at you when you least expect them. Car doesn’t start? Your dog needs an operation? With on-demand access to your salary there will always be some money at hand for an emergency payment.

Tip #3
Avoid short-term loans
Payday and other short-term loans have extremely high interest rates that can put the borrower into serious debt. Instant pay options such as AnyDay give you access to your money when you need it the most – removing the need for a loan.

Tip #4
Save for a rainy day
The ability to access your pay in real-time is great for saving and planning for the future. You can choose to add funds to your savings account as your salary enters your current account. Every little helps!
Two Things HR, WFM and PEOs Should Consider When Thinking About Earned Wage Access
For the past few decades now, the top financial concerns in the US workforce have related to paying back student loan debt – an expected result of rocketing college fees and lower salaries. While this issue is still as important as ever, though, the same workforce has...
HR in the Time of Coronavirus
It is no secret that COVID-19 has made us all reevaluate how we live and work. Today, companies large and small are looking to evolve processes and procedures as we navigate what is nothing short of a “new normal”. Here at AnyDay, we understand the coronavirus...
Earned Wage Access Cost Considerations: 3 Things to Know
In a recent survey, 61% of employees in the US said that they would rather not wait for their scheduled payday to access earned wages. Seventy-four percent of employees also said that they would prefer to work for an employer that offers financial planning tools. This...
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As Seen In…

ARTICLE February 22, 2021
Why Earned Wage Access Is The Best Recruiting Tool You Are Not Using
An estimated 78% of the US population currently lives paycheck-to-paycheck. This was a stark number pre-coronavirus, and the global pandemic has only heightened the economic stresses many Americans face.
ARTICLE February 17, 2021
QRails API-based Issuer Processing Service
Fintech QRails operates a cloud-based open API platform for mobile device-oriented applications focused on financial wellness.


ARTICLE February 17, 2021
QRails API-based Issuer Processing Service
Fintech QRails operates a cloud-based open API platform for mobile device-oriented applications focused on financial wellness.

PRESS RELEASE January 27, 2021
Google Wallet Co-Founder Appointed CEO of QRails
QRails, a cloud-based, open API issuer processor enabling clients in the US, Latin America, and Europe to deliver earned wage access and other innovative digital payment solutions, today shared Brian Brinkley’s appointment as Chief Executive Officer.
ARTICLE October, 2020
On-Demand Pay: Practices and Procedures
On-demand pay, also called earned-wage access or instant pay, allows employees to use a mobile application to access some or all of their earned wages on a shorter pay cycle than the normal pay period for their employer. The programs are somewhat influenced by gig economy employers or platforms that offer services through mobile applications, but the programs also are offered through traditional employers.


ARTICLE October, 2020
On-Demand Pay: Practices and Procedures
On-demand pay, also called earned-wage access or instant pay, allows employees to use a mobile application to access some or all of their earned wages on a shorter pay cycle than the normal pay period for their employer. The programs are somewhat influenced by gig economy employers or platforms that offer services through mobile applications, but the programs also are offered through traditional employers.

ARTICLE September 15, 2020
Why Early Access To Earned Wages Is No Longer Reserved For The Gig Economy
The pandemic has forced many businesses to move to remote working, and that transition has exposed the inefficiencies of traditional analogue payment processes.
ARTICLE August 31, 2020
Buy Now Pay Later: How COVID-19 is aiding the payment model.
The rapid growth and improvement of fintech brands over the past decade have broadened the market for BNPL services.


ARTICLE August 31, 2020
Buy Now Pay Later: How COVID-19 is aiding the payment model.
The rapid growth and improvement of fintech brands over the past decade have broadened the market for BNPL services.

ARTICLE
How coronavirus changed the way hourly workers manage their money.
We are enabling employers to advance funds to help their employees, especially those who are living paycheck-to-paycheck.
ARTICLEAugust 19, 2020
Why it’s time to re-examine the standard pay cycle
Now is a good time to ask whether withholding access to accrued wages until mid-month is the best approach to paying employees. A better alternative is available: providing employees instant access to earned wages through digital pay advances.


ARTICLEAugust 19, 2020
Why it’s time to re-examine the standard pay cycle
Now is a good time to ask whether withholding access to accrued wages until mid-month is the best approach to paying employees. A better alternative is available: providing employees instant access to earned wages through digital pay advances.

PRESS RELEASE July 16, 2020
DENVER (July 16, 2020) – (BUSINESS WIRE) – AnyDay, the world’s first vertically integrated provider of end-to-end on-demand wage pay and other financial wellness solutions, launches today.
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