Company Leadership

Brian Brinkley

Chief Executive Officer

Brian is a leader in omnichannel commerce and digital payments. Brian founded Zave Networks which was acquired by Google in 2011 and became a key component of Google Wallet. Brian has held executive roles at Sprint PCS and OCtel Communications.

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Jessica Pass

Chief Operating Officer

Jessica has over 10 years of experience in leadership positions leading high-performance teams in prepaid technical implementations, software quality assurance, account management, and fraud analysis. Jessica has led the effort of building out the implementation, customer service, account management, and operational areas of QRails.

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Doug Earp

Chief Technology Officer

Doug oversees the company’s global information technology (IT) organization, with responsibility for the deployment of QRails products as well as other innovative technologies and programs. He has led Fortune 500 enterprise IT initiatives and several executive teams to success as a CTO for over 9 years. This includes building out international data centers on several continents and architected systems for the largest financial organizations. Doug has 25 years in financial services and was the Lead Systems Architect for DST Systems and a Vice President at Zurich, Scudder Investments, and Kemper Financial Services.

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Scott Relf

Chief Revenue Officer

Scott is an innovation leader in hi-tech startups and hi-growth Fortune companies; specializing in game-changing strategies and commercializing new products and services. Scott was a co-founder of payments pioneer Zave Networks acquired by Google in 2011, and also PikMobile, a revolutionary social networking SaaS platform. Scott held executive positions in marketing and product development at Sprint PCS, Kellogg, and The Gallo Winery.

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David Grawemeyer

Chief Legal Officer

David has over 30 years of experience as a lawyer. He has had senior legal positions at financial services, real estate, and technology companies. David began his career as a corporate and securities lawyer at a major law firm in Chicago.

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Peter O’Higgins

Chief Financial Officer

Peter has a background in finance, accounting and technology. He was CFO of one of Europe’s fastest growing fintechs – Revolut. Prior to joining Revolut, Peter spent 12 years at JP Morgan, working both in London and New York.

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Phil Martin

Chief Compliance Officer

Phil is a multi-dimensional compliance professional with private sector and regulatory experience who leverages the capacity to self-serve and analyze data to enhance 3 lines of defense governance infrastructure. Prior to joining QRails, he performed anti-money laundering and regulatory compliance roles at Promontory Financial Group, Fintech unicorn WorldRemit, and Colorado’s Department of Revenue. He also founded a financial services compliance consultancy focused on high-risk industries, which was acquired in 2020.

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Garrett Stanley

Chief Information Security Officer

Garrett is an Information Security professional with over 20 years of experience in Information Technology, having worked for top private and government entities in the U.S. and globally, and holds multiple industry-relevant degrees and certifications; all of which stemmed from a passion for Information Security analytics, engineering, and compliance. This has allowed him to serve on the front lines of designing, implementing, monitoring, and maintaining core Security Operations for multiple organizations across varied industries.

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Karen Henricksen

Controller

Karen comes to QRails after being an independent business owner who has provided consulting, training, and other business financial services for Retailers, Non-Profits and Service Providers by developing and reorganizing their Finance/Accounting strategies and procedures. She has also worked for larger corporations in healthcare and the Oil and Gas industries.

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Linda Abbott

Head of Fraud Prevention

Linda has nearly 20 years of retail and commercial banking experience, working her way up from teller to operations manager. Her passion for account fraud investigations and recovery led her to shift careers into financial fraud. Before joining QRails, Linda spent the last 8 years working in the fraud department for 2 financial institutions and a major card network.

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Kevin Green

BSA/AML Officer

Kevin Green heads the BSA/AML department at QRails. Kevin began his career working in the securities industry working transaction monitoring and conducting compliance reviews for unregistered securities. After working his way up and earning multiple FINRA licenses, Kevin transitioned to the banking industry. There he conducted quality control for BNP Paribas’ Corporate and Institutional Banking and developed compliance and AML policies at Bank of the West.

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Chris Huber

Head of Product Development

Chris has over 15 years of experience in Enterprise and startups, focused on omnichannel commerce and digital payments technology. Chris co-founded Zave Networks which was acquired by Google in 2011 and became a key component of Google Wallet. Chris is a product expert and is responsible for the product direction of AnyDay.

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Mike O’Malley

Head of Data Services

Mike has over 30 years of experience designing high-performance analytic data solutions and leading teams to deliver them to clients. This includes building modern data warehouses and data lakes on most leading RDMS as well as AWS Cloud. He has worked with many of the large corporations in the Kansas City Area and has broad experience across numerous business domains. He has also worked for Brian Brinkley at Sprint, Zave Networks, Google, and now QRails.

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James Troutman

Head of Infrastructure, Architecture, Development

James is a leader in the engineering and architecture of multi-platform e-commerce systems. He has previously held leadership positions where he built systems that scaled to support billions of transactions.

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Jason Britton

Head of DevOps

Bio coming soon.

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Kelsey Castellano

Office Manager and Executive Assistant to the CEO

As QRail’s Office Manager and Executive Assistant to the CEO, Kelsey is responsible for all office procedures and human resources coordination. Kelsey received her degree in Hospitality Management and prior to joining the QRails team, she managed front office operations for Marriott Hotels.

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Business Development

Jon Weiss

Vice President, Partnerships

Jon has worked in the HCM / Payroll space for many years developing “White Labeled Solutions“ for partners to enhance their product and service offerings helping them to be more competitive in the marketplace. Before joining QRails, Jon held executive partnership roles at Nettime Solutions (acquired by Paychex) and eLabor (acquired by ADP).

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Shawn Ramsey

Vice President, Business Development

Shawn has over 25 years of sales leadership experience in the HR/Payroll industry. Prior to joining QRails, Shawn helped build and lead the sales organizations at Paychex, TriNet, Empower Software Solutions (acquired by Kronos), NGA (acquired by Alight), and Rizing HCM.

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Jim Ackerson

Managing Director of Strategic Channels

Jim brings global card and payment experience across multiple verticals including retail brands, financial institutions, bankcard associations, and card processors. Jim has held leadership roles at Marqeta, MasterCard, I2C, Citibank, MBNA, and AAA.

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UK & Europe Leadership

Sharon Kirby

Senior Vice President

Sharon oversees operations in the UK & Europe and is responsible for driving the launch of the AnyDay platform internationally. She is an industry veteran with years of experience in managing global businesses, large enterprise sales teams and partner alliances. Most recently director of partnerships at EWA provider Hastee. Sharon regularly leads webinars and speaks at events on the topic of financial wellness.

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Nancy Lester

Head of Corporate Legal

Nancy was head of M&A and Strategy and on the Executive Committee of Bunzl plc for 14 years, following 6 years there as Legal Counsel. Prior to that she was an attorney at Slaughter and May.

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Harriet Gill

Head of Partnerships

Harriet is a seasoned SaaS sales professional with over 20 years of experience working with enterprise clients and partners. Experienced in building successful alliances and account management, Harriet is a strategic thinker and passionate about partnership collaboration, delivering customer success and driving best value for money.

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Emma-Rose Manase

Head of Brand & Marketing

Emma-Rose is an award-winning marketer with over 9 years of experience in brand and marketing for leading financial brands. Most recently at Earned Wage Access provider, Hastee. She is passionate about social impact driven marketing that removes jargon and helps customers move their finances forward.

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Syeda Islam

Head of Customer Success UK & Europe

Syeda has several years of experience working in client account management. She is focused on achieving success by working closely with her clients & establishing a trusted and strategic relationship.

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Advisory Team

Laurence Molke

Founder / Board Member

Laurence has over 30 years of entrepreneurial and executive experience in technology and financial services including corporate finance and private equity. He is the founder of several digital and Cleantech businesses including Global3, Carboneco, Arclem and FNX.

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David P. Jackson

Board Member

Dave has been serving as the CEO of IC Group – Marketing since 2002. IC Group serves financial institutions of all sizes in card manufacturing, card personalization and fulfillment, and transaction processing. IC Group’s customer-centric focus helps clients navigate the everchanging payments ecosystem.

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Angus Walker

Board Member

Angus is a founding member and senior analyst of the investment team at EFM Asset Management, an alternatives global growth equities manager based in Hong Kong. EFM is a specialist investor in the technology and financial services industry where it takes high conviction positions in public and private companies backed by deep fundamental research. Prior to EFM, Angus’s roles include working in the Group Strategy team at Commonwealth Bank where he focused on the digital banking and payments landscape throughout Asia and Sub-Saharan Africa.

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Alan Morgan

Advisor

Alan Morgan is co-founder and Chairman of MMC Ventures, an investor in early stage growth companies operating in the digital economy. He also invests via his investment vehicle Adfisco at start-up and seed stage in financial services businesses.

Alan Morgan formerly was a senior partner in McKinsey & Co. where he led the Financial Services Practice in UK, Europe and then the Middle East. From the early 90s he was a Board member of McKinsey’s Investment Office.

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Jonathan Hughes

Advisor

Jonathan is the Co-Founder and President of Pollinate, a UK-based firm reinventing merchant acquiring with banks. Jonathan was previously the Chief Operating Officer for Technology at Worldpay Group plc. He spent 4 years with Worldpay while it was under private equity ownership, and was deeply involved in leading the program to separate the business from RBS and rebuild the core technology operating platform, as well as transforming the technology organization to meet the needs of a modern, engineering-led FinTech business.

Before Worldpay, Jonathan was a Partner at Bain & Company, the global strategic management consultancy, where he held leadership roles in the Financial Services and Technology practices.

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Earned Wage Access for the Modern Working World

Discover how employee financial wellness can be achieved through earned wage access solutions.

Earned Wage Access For the Modern Working World

A complete guide to earned wage access and its contributions to employee retention and financial well-being.